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Yes, although generally, a lender will require the maximum policy amount of $250,000.
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There are three major drainage pathways, including Greenhills Creek, which connects to Highline Canal via Lomita Canal; Highline Canal; and Cowan Canal. You can learn more in our recent Storm Drain Master Plan, available on our website.
No, flooding is not covered under the standard homeowners' insurance policy and therefore rates on those policies should not increase to reflect this risk.
Any time the risks change, or new information becomes available (such as through a Letter of Map Revision (LOMR) or Letter of Map Amendment (LOMA)), portions of the map may change. It is unlikely for FEMA to perform a complete remapping in the near future (5 to 10 years).
Local improvement projects can sometimes impact flood maps, if the work has an impact on floodplains and the City, developer, or property owner submits for a LOMR.
Elevating your home above the Base Flood Elevation (BFE) may reduce your rate.
You can ask your insurance agent about the rates available, but sometimes reducing the deductible can reduce your rate.
Policies through the NFIP should all offer the same rates for the same structure. If you encounter different rates, you can contact FEMA at the numbers in the presentation for help.
Future development should be constructed so that it is protected from flood damages. If any improvement (or series of improvements taking place over up to 5 years) exceeds 50% of the home's fair market value, it will be considered substantially improved and the home will need to be upgraded to protect it from flooding in accordance with the NFIP standards.
Yes, the City will create a web page where all the links to information can be found.
Pre- and Post-Disaster Mitigation funding is available, but the award of these funds is competitive.
The City is considering the CRS. The cost to apply and maintain standing may be high and, for the next ten years, community-wide savings would be around $3,000/year. Newly mapped policies receiving the "preferred risk" or "newly mapped" policies will not qualify for the CRS discount for approximately 10 years.
They may. The potentially flooded areas are similar and large-scale infrastructure to reduce the encroachment of the Bay could help, though only if coupled with a way to move drainage water out of the City.
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